Auto insurance is a way to protect yourself from huge losses that you may have to incur in case of an on road mishappening. The loss may also be done by stealing your vehicle.
You must find a reputed New York (or any other city as per your location) based insurance company to know more about different types of auto insurance covers that you can avail to get benefit in case of emergencies.
Here is a list of different insurance covers that will be included in your vehicle insurance.
1. Bodily Injury Liability
This coverage applies in case, if your vehicle has injured other people in case of a road accident. It is important for you to have sufficient liability insurance as the person who has suffered injuries can sue you for huge sum of money.
2. Property Damage Liability
The cover will pay for the damage that you have caused to somebody’s property.
This will pay for the damage that your vehicle has experienced after a collision with another vehicle on the road.
In such covers, you will be paid for the loss that you have incurred due to theft or damage caused due to some other reason such as fire, explosion and earthquake.