Auto liability is one of the common policies offered by vehicle insurers. This aims to cover the expenses caused by an accident. This also provides protection to car owners from getting ruined.
Basically, there are two types of auto liability insurances. It includes bodily injury liability and property damage liability insurance. Under bodily injury liability insurance, the insurer handles the expenses within a specific limit indicated on the policy agreement. The first limit includes the amount used to pay for injuries caused to other people while the second limit covers up the total amount that the insurer needs to pay for the entire claim.
The property damage liability insurance pays for the properties damaged by the accident. This includes the settlement expenses when the car owner who has caused the accident is sued. It includes the cost of hiring an attorney as well.
Having an auto liability insurance is a safe bet as it provides extended coverage for damage caused. Invest in auto liability insurance today to seek the benefits.